9th September 2008

Predisposing Medical Condition

Predisposing Medical Condition means any medical condition existing prior to the effective date of insurance that may predispose the Member to a diving accident.  Such Predisposing Medical Conditions include, but are not limited to, epilepsy, diabetes, any other condition that could cause a person to become unconscious underwater, asthma, pulmonary disease or injury, cardiovascular disease, cardiac conditions, previous decompression illness and major surgery.

Pre-existing Condition means a medical condition that existed and for which diagnosis, treatment and/or medication was received within the 12 Months immediately preceding the effective date of insurance.

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