DAN Dive Injury Insurance - (For Residents Outside Australia)
The 80km evacuation restriction is waived in a covered Diving Accident for a Member who has taken out a DAN Dive Injury Insurance Plan.
| Benefit/Coverage Conditions | Standard AUD$60 |
Master AUD$75 |
Preferred AUD$125 |
Preferred PLUS AUD$170 |
|---|---|---|---|---|
| Coverage for Decompression Illness, which includes both Arterial Gas Embolism (AGE) & Decompression Sickness (DCS) sustained on a Covered Dive or Repetitive Dive Series. | Up to US$45,000 Lifetime Maximum This sum covers hyperbaric & physician's fees and medical supplies used in the treatment of DCI. (Up to US$20,000 for dive students) |
See Below | See Below | See Below |
| Coverage for Decompression Illness (as above) and all covered in-water snorkelling & scuba diving injuries sustained on a Covered Dive or Repetitive Dive Series. | - | Up to US$125,000 |
Up to US$250,000 Per Occurrence. This sum covers hyperbaric & physicians fees and medical supplies used in the treatment |
Up to US$250,000 Per Occurence. This sum covers hyperbaric & physicians fees and medical supplies used in the treatment |
| Non-Diving Accident Medical Coverage | No Cover | No Cover | No Cover | Up to US$10,000 subject to US$250 deductible* |
| Diving Vacation Cancellation | No Cover | No Cover |
No Cover | Up to US$10,000 subject to US$250 deductible+ |
| Diving Vacation Interruption | No Cover | No Cover | No Cover | Up to US$5,000 subject to US$250 deductible+ |
| Extra Accommodations | No Cover | No Cover |
No Cover | US$200 per day, up to US$3,000 for a covered condition ** |
| Extra Transportation |
No Cover | No Cover | No Cover | Up to US$2,000 ** |
| Loss of Diving Equipment |
No Cover | No Cover |
No Cover | Up to US$2,500 ** |
| Accidental Death & Dismemberment Indemnity benefits resulting from a covered Diving Accident. | No Cover | Up to US$10,000 | Up to US$10,000 |
Up to US$15,000 |
| Permanent Total Disability Benefit arising from a covered Diving Accident. | No Cover | Up to US$15,000 |
Up to US$15,000 |
Up to US$15,000 |
| Maximum diving depth for level of coverage. | 40m |
50m |
ANY DEPTH |
ANY DEPTH |
| Depth Conditions | Certified Divers or Divers Under Instruction | Certified Divers | In the event of a dive injury insurance claim for a depth beyond 50m, a Member will be required to demonstrate that he/she held an appropriate certification for the dive and was using appropriate breathing gas mixes and equipment during the covered dive or Repetitive Dive Series. | As for Preferred Plan |
Note: The Insurance cover is optional and is only available to DAN Members either at the time of joining or at the time of renewing membership.
Please note that all words in italics are defined in the policy wording and you should refer to this wording before deciding whether this product is apropriate for your needs.
* This does NOT apply to accidents/illnesses that occur in the country of residence of the person as registered with DAN Asia-Pacific and must have occurred during a short (maximum 3 months) recreational trip away from this country of residence.
** Only available in the event of a Diving Accident. Refer to Policy.
+ Only available due to Injury or Illness that prevents the Insured from diving.