9th February 2012

DAN Dive Injury Insurance - (For Residents of Australia)

The 80km evacuation restriction is waived in a covered Diving Accident for a Member who has taken out a DAN Dive Injury Insurance Plan.

COMPARISON OF OPTIONAL DIVE INJURY INSURANCE PLANS
Benefit/Coverage Conditions Standard
AUD$66*
Master
AUD$88*
Preferred
AUD$143*
Coverage for Decompression Illness (DCI), which includes both Arterial Gas Embolism (AGE) & Decompression Sickness (DCS) sustained on a Covered Dive or Repetitive Dive Series. Up to AUD$50,000
This sum covers hyperbaric & physician's fees and medical supplies used in the treatment of DCI. (Up to AUD$20,000 for dive students)
See Below See Below
Coverage for Decompression Illness (as above) and all covered in-water snorkelling & scuba diving injuries sustained on a Covered Dive or Repetitive Dive Series. - Up to AUD$150,000
This sum covers hyperbaric & physicians fees and medical supplies used in the treatment
Up to AUD$300,000
This sum covers hyperbaric & physicians fees and medical supplies used in the treatment
Accidental death & dismemberment benefits resulting from a covered Diving Accident. No Cover Up to AUD$10,000 (Accidental death benefit excluded with Rebreathers) Up to AUD$10,000 (Accidental death benefit excluded with Rebreathers)
Total & Permanent Disability benefits arising from a covered Diving Accident
(up to age 65).
No Cover Up to AUD$10,000 Up to
AUD$10,000
Maximum diving depth for coverage. 40m 50m 100m
Depth Conditions Certified Divers or Divers Under Instruction Certified Divers In the event of a dive injury insurance claim for a depth beyond 50m, a Member will be required to demonstrate that he/she held an appropriate certification for the dive and was using appropriate breathing gas mixes and equipment during the covered dive or Repetitive Dive Series.

* The above Dive Injury Insurance plan costs include GST, State Stamp Duty, and administration charges.

Please note that all words in italics are defined in the policy wording and you should refer to this wording plus the product disclosure statement before deciding whether this product is apropriate for your needs.

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